In this post, we return to our series focused on achieving a positive rate of return on our investments beyond purely financial metrics.

We are exploring the idea that where our money goes in and of itself is not really the best indicator of what our future is going to look like. Our priorities and choices in every part of our lives are a factor.

In this conversation, we’re talking about ROR or Return on Relationships.

Are you strategic in your relationships? Remember that being strategic is simply beginning with the end in mind. We all have relationships. It is our perspective on their value and our respective roles in them that help us understand the idea of a return on our investment in them.

I originally penned these thoughts just after returning from a full day with one of my mastermind groups. These relationships have given me the priceless gift of hope. I learn from each of our members every time we meet. They have validated my gifts and inspired me to invest them more fully. It is just one example of how our relationships can be intentional and create a return.

Here are five things I would offer for you to consider to take these thoughts further:

1–Just as with learning, the first way to be certain you are getting a maximum return is to honestly assess whether or not you are investing in your relationships. We should always check ourselves first and be certain that we are doing our part.

Consider who is on your calendar, not what. Where are you intentionally building and investing in relationships that represent your values and your vision?

2- The second place we need to check is our expectation or intention. What is the purpose of the relationship? Are you clear about that? Is the other party clear about it as well? Clarity in relationships is crucial. So many times, we don’t get what we need because we aren’t clear about it with ourselves and the other person or people. This is most often where dissatisfaction begins: a lack of communication around our mutual needs.

3- Next is reciprocity. This is not about keeping score. It’s about balance, harmony, give and take. What does the other person need from you? Are you actively engaged in meeting their needs? As Ralph Waldo Emerson stated: “It is one of the most beautiful compensations in life that no man can sincerely try to help another without helping himself.”

Many (most) of us are givers. That’s a good thing. Reciprocity is how you make certain you achieve balance. It is about giving AND receiving. Review where you are on this point, even if you need to engage in a specific conversation about it.

Remember, it’s not for keeping score – it is about creating harmony and mutual value.

4- That brings us to what I call the “E” factor: Emotional and Energy returns. How do you feel about yourself in the relationship? How does the other person feel? Is your energy lifted or drained? In our next segment, we will be talking about ROE, or Return on Energy, in more depth, but it’s a clear factor specific to relationships.

I am a natural introvert. My energy comes from solitude and my personal creative processes. So this is a critical point for me. For my extrovert friends, being around others can almost always generate energy just because that is how they are wired. But for all of us, whether introvert or extrovert, the element of positive energy merits discussion. When we are invested in the right relationships, our synergies make our time together empowering.  

#5- The final point is the horizon check. What’s changing for you? For them? What does that make possible for you and your relationship? What might need to shift in the relationship for it to hold and increase its value through those changes?

We all go through transitions in our lives. Sometimes that is a natural course of changing seasons. Other times it comes from decisions about our work. The key is placing a value on core relationships within those changes.

When my work focus shifted, it mandated a complete change in my personal network circles. I was not prepared for that. I had not nurtured or even developed relationships away from my work. This became a recognized value for me after that. Rather than starting with the work and seeing what relationships develop, seek the relationships and see what opportunities appear. A very different perspective that allows you to have agility within your personal and professional circles, enabling growth in every area.

Five considerations to think about for driving positive investment actions in our relationships.

What makes these particular ideas valuable is that no matter what relationship we’re talking about, the same principles apply.

Whether it is our relationships within our family, with friends, colleagues, or customers, we need to honestly review our investment, intentions, balance, energy responses, and commitment to value them.

Following these guidelines can deliver confidence that the investments we make in others and in our relationships with them will give both of us the highest possible return – a positive sense of self, who we are, and our value in the world. How? Because we are creating a foundation that fosters and promotes that with every exchange.

The post The many returns of the day, Part 3- What is your ROR? appeared first on Kathi Laughman.

When we move through a transition, whether in our life, our work, or the deeper spaces where identity shifts, it’s natural to wonder if we’re navigating it well. If we’re honoring who we’re becoming. If we’re serving the purpose that’s calling to us now.
 
Last year was that time for me, and it became a sabbatical, a season of prayer and listening, and a time of recalibration. 

My writing gave me a place to think out loud, to explore what’s unfolding, and to clarify where I’m being led. That clarity and a new path emerged because I finally gave myself the space to see them.
 
My work is evolving into helping small business founders and solopreneurs build lives and businesses that honor who they are and what they value. It’s writing stories that matter and creating frameworks that help people choose with clarity and lead with intention.

And it’s about my own growth too, living inside the tension and the beauty of my own becoming.
 
Which is why I’m spending this season thinking so deeply about RESOLVE and why it matters so much for the future we’re creating.
 
In my last post, we talked about the moment resolve becomes real and the shift from “I can” to “I will.”

As a reminder, this is the overall framework we are exploring together:
 
The Framework of RESOLVE
 
R – Reality 
Begin with truth. See where you actually are before deciding where to go.

E – Expectation 
Set clear, honest standards for what “true” and “done” look like.

S – Structure 
Build the supports that make resolve sustainable.

O – Ownership
Take responsibility for choices, results, and adjustments.

L – Learning 
Learn what you need to know—and notice what helps or hinders your follow-through.

V – Values
Let your priorities reflect what truly matters.

E – Embodiment
Live your promises until they become who you are.
 
Now we’re moving to the following two parts of our framework: Structure and Ownership.
 
Because wanting something, even wanting it deeply, doesn’t make it happen.

The third facet of resolve (To remain steadfast in what you’ve chosen)  lives in the gap between desire and follow-through, and the only way across that gap is to build a bridge strong enough to carry your intentions into action.
 
That bridge is our next exploration:
 
Structure and Ownership
 
And just like any real bridge, it requires design, support, and your willingness to take the first step.

Together, those parts of our framework turn your promises into the promises you keep.
 
STRUCTURE: The Support That Makes Resolve Sustainable

We’ve all been told that willpower is the secret to success. But willpower is unreliable. It’s emotional. It fluctuates. It depends on how much sleep you got or what crisis arrived in your inbox.
 
Structure is different.
Structure is steady.

Structure protects your resolve from the exhaustion of constant decision-making.
 
James Clear said it best:

“You do not rise to the level of your goals.
You fall to the level of your systems.”

— James Clear, Atomic Habits

 Resolve collapses when we rely solely on willpower.

But when we build routines, boundaries, supports, and rhythms that hold our intentions in place, resolve becomes sustainable.
 
Benjamin Hardy takes it even further: 

“You don’t get what you want —
You get what you design for.”

— Benjamin Hardy, Willpower Doesn’t Work 

Design beats desire every time.
 
Structure is how we design our lives around the promises that matter.
 
It’s not restrictive.
It’s liberating.

It frees your willpower from having to carry the entire load.
 
Reflection:

What structure do I need to support what I’ve said I want?

What would make follow-through easier instead of harder?
 
Structure gives your resolve something solid to stand on, but structure alone can’t move you forward. That’s where our second segment comes into play.

For that, you need ownership.

Structure supports the bridge, but ownership is what compels you to cross it. 

OWNERSHIP — Where Resolve Becomes Identity

If structure gives resolve stability, ownership gives it strength.
 
And ownership isn’t a switch we flip. It’s a puzzle we assemble over time.
 
Each choice we make, each habit we reinforce, each moment we stop outsourcing blame  – these become the pieces that fit together and reveal the shape of the future we’re creating.
 
In other words, ownership isn’t a single “yes,” or even a single “no.” It’s the ongoing practice of aligning one piece after another with who we say we want to become.

In his book, The Power of No, James Altucher wrote:
 
“Each day you choose your future, or you choose your past.”
 
That’s ownership at its core.
 
It’s not about perfection or force.
It’s not about guilt or pressure.

It’s about self-leadership and staying conscious of the choices you make and those you avoid.
 
It’s about noticing the pieces that no longer fit.

The patterns that no longer align.
The excuses that erode trust.

And, perhaps most importantly, fully owning the reality that every time you say “yes” to one thing, you are saying “no” to something else.
 
When we treat ownership as a puzzle instead of a once-and-done contract, something powerful happens. We stop expecting ourselves to be perfect and start expecting ourselves to be honest. We build trust with ourselves piece by piece. Not because the path is flawless, but because our direction is true.
 
Reflection:

What pieces of my own leadership am I willing to pick up today?

Where am I avoiding responsibility, and what would it look like to take that piece back into my hands?
 
Ownership is this daily agreement you make with yourself:

“I am responsible for the life I’m creating.”
 
Not in a heavy, punishing way, but in a liberating one. Because when you take ownership, you no longer wait for conditions to be perfect, for motivation to strike, or for circumstances to shift in your favor.
 
You stop negotiating with your future and start participating in it. And piece by piece, your actions begin to reflect your intentions.

That’s the moment resolve becomes identity.
 
Continue to Build the Bridge
 
Structure builds a path.
Ownership gives you the strength to walk it.
 
Together, they turn “I can” into “I will.”
 
They create the bridge between who you’ve been and who you’re becoming.
 
The more we keep our promises to ourselves, the more we begin to believe that what we decide can become what we do. And once that happens, everything changes.

An Invitation
 
If you’re ready to build your own bridge from intention to follow-through in your work, your goals, your business, or your next chapter, this is the work I do with founders, solopreneurs, and those stepping into a new season with purpose.
 
If you want support, clarity, or partnership in that process, reach out.

Let’s explore what you’re building now and what it’s making possible for your next chapter.

The post How to Build the Bridge Between “I Can” and “I Will” appeared first on Kathi Laughman.

I’ve been thinking a lot lately about resolve. Not the word we toss around at the start of a new year, but the deeper kind that sits behind every promise we make. Especially the promises we make to ourselves.
 
Resolve isn’t about willpower. It’s about trust.

Brené Brown teaches that trust is built in the smallest moments — the choices we make each day that prove we can be counted on. Stephen M.R. Covey calls it the ultimate currency because when trust goes up, speed goes up, and friction goes down. And Mel Robbins reminds us that sometimes it’s as simple — and as powerful — as not hitting the snooze button. Because every time we do, we start the day with a broken promise.
 
So I’m exploring what it really means to live our resolve — not as a resolution, but as a relationship with ourselves.
 
Which brings me to our starting point.
 
There’s nothing like a good reality check. They are rarely fun, although sometimes we can be surprised with unforeseen good news. But they are the backbone of anything meaningful. 

Where we are matters far more than we often realize. Sometimes, we’re in a completely different place than we imagined. So whenever I start thinking about where I want to go next or who I want to become, I know I have to start with the truth about who and where I am now.
 
When I sit down for my own audits, I often find surprises, things I’ve made more progress on than I realized, and others where I’ve been stuck. Both are valuable. Both tell the truth.
 
This thought always takes me back to those signs in the malls or other public places where you are trying to find a store, a departure gate, or any place within a place. There’s somewhere you want to go. But until you find where you are, you have no idea how to find your way there. Those are also a good reminder that our next landing point could be much closer than we think.
 
So that’s where I found myself these past weeks. Time for the reality check of where I’m at in relation to where I planned to be. It’s not about imagining or believing anymore. It’s truly about NOW, which was my guidance word for 2025.

So where am I NOW?
 
As expected, in some areas, I’m farther along than I imagined I would be. In others, that’s not the case. We have to break it all down and consider each facet of our life and work to get the whole picture.

I think in terms of these quadrants: Health, Work, Wealth, and Relationships.

You can break it out further, but those are the big ones for me.

Many people use what’s called a “wheel of life” with eight or more categories that include things like learning, spirituality, creativity, or fun. I see those a little differently. For me, spirituality isn’t a single section of life; it’s the undercurrent of all of them.

The same is true of creativity and joy (or fun). They’re not boxes to check, but threads that run through everything. They’re part of the spirit we bring to each area, not something that stands apart.

When I look through the four lenses of health, work, wealth, and relationships, I can see how those deeper threads of spirituality, creativity, and joy show up in different ways, and that’s where I begin to notice what’s thriving, what’s missing, and what’s ready for attention.

Then I take each area and examine what it is I said I wanted to be true by the end of the year. For some things, there isn’t a finish line, but this exercise is about those things where I had a more defined objective.

Where am I in each of those?
 
The next question is this one: Did you leave anything unfinished?
 
If it’s all completed, the next question is clearly what’s next in that area.
 
But if there’s something still unfinished, that is followed by these three questions:

Why didn’t this happen?
Did it make a difference that it didn’t happen?
Does it still matter to me?
 
I start there.
 
Here’s an example from my life in 2025 for my work:
 
I set a goal to have two books published by the end of 2025.

Did my books get finished? No.
Why not? Because I didn’t prioritize them.
Does it make a difference? Yes. They are the foundation of what I’m doing.
Does it still matter? Yes

Let’s pause here a moment to talk about why these questions matter. So often, we start with the idea of doing something “if we can.” 

But that’s not going to be our best approach. That’s where changing one word makes all the difference.
 
If I can is really If I will.
 
Because, let’s be honest. We can. But that doesn’t mean we will. It’s such an important thing to remember.
 
It was time for me to shift from “If I can” to “If I will” thinking.

When I decide that I will, that’s resolve.
 

As I explored this complex yet ultimately simple word further, I realized that my history with the word ‘resolve’ has traveled through three seasons.
 
First, as a way to fix problems; then, as a way to face regret; and now, as a way to stay steady in commitment.
 
For the first one, it meant: Is it working again?

That’s the practical side of resolve – the one that restores movement. It doesn’t dwell on the problem; it restores the process. Resolution as repair.
 
Later in life, I came to know resolve through another lens, one tied to regret.

Because when regret visits, the best response isn’t denial. It’s resolve. To see what we wish we’d done differently and decide not to repeat it.
 
Resolve becomes the bridge between reflection and redemption and the promise that even our missteps can teach us how to move forward more wisely.
 
And now, I see resolve in perhaps its truest form. Not as something to fix or to atone for, but as something to stand in.

It’s no longer about solving or correcting; it’s about being sure.

A position.
A decision.
A commitment.
 
Those are the three facets of resolve:  

• To repair what’s broken,
• To redeem what’s been regretted, and
• To remain steadfast in what you’ve chosen.

Each one carries us forward in its own way.

Together, they form a progression from motion to meaning to mastery.

Because once we learn how to repair, redeem, and remain, we’re not just keeping promises anymore, we’re becoming the kind of person who can be trusted to keep them.

What does this look like overall, then?

This is why I love the power of words and how we can use them to define themselves through the use of acronyms. I use them often, and for RESOLVE, it’s more than just a list of words; it is, in fact, a true framework to follow.
 
The Framework of RESOLVE
 
Here’s the framework we will explore. Think of it as a map for keeping promises that matter:
 
R – Reality 

Begin with truth. See where you actually are before deciding where to go.

E – Expectation 

Set clear, honest standards for what “true” and “done” look like.

S – Structure 

Build the supports that make resolve sustainable.

O – Ownership 

Take responsibility for choices, results, and adjustments.

L – Learning 

Learn what you need to know and notice what strengthens or hinders your follow-through.

V – Values 

Let your actions reflect your priorities and align with what truly matters.

E – Embodiment 

Live your promises until they become who you are.
 
Let’s start where every kind of trust begins — with Reality and Expectation.

Reality: Begin with Truth

Resolve can’t grow in denial.

It begins with the courage to see things as they are — without judgment or spin. This isn’t about a scorecard or self-critique; it’s simply about knowing where you’re standing before you choose where to step.

Ask yourself: 

• What’s true right now — about my health, my work, my relationships, my focus?
• What am I pretending not to notice?

Reality gives resolve something solid to stand on.

Expectation: Define What’s Worth Promising

We often make promises we don’t intend to keep — not out of deceit, but because our expectations are vague.

Resolve requires clarity. It’s the ability to say, “This is what I will do, and this is what that looks like.”

When expectations are clear, trust can grow.

When they’re not, we live in a state of negotiation with ourselves, and that’s exhausting.

Ask yourself: 

• What outcome am I truly committing to — and why does it matter?
• What promise, if kept, would rebuild my confidence in myself?

The more we keep our promises to ourselves, the more we begin to believe that what we decide can become what we do. And once that happens, everything changes.

Next, we’ll look at how to protect that resolve through Structure and Ownership so the promises we make have the support they need to last.

Until then, keep paying attention to the small moments.

That’s where trust and transformation always begin.

And if you’re ready to get started with your own reality check and want a partner, let me know. I can help.

The post The One Word That Changes Everything appeared first on Kathi Laughman.